A credit union is a type of financial cooperative that provides traditional banking services. They range in size from small, volunteer-only operations to large entities with thousands of participants spanning the country.  For many years, credit unions have accorded their members an opportunity to save and invest their money. They can be formed by large […]

Mobile phones have become a necessity for millions of people around the world. Everyday consumers utilise phones in different ways with its uses only limited by the imagination of consumers and developers. However, as mobile phone markets grow, counterfeit mobile phones are posing increasing problems for Governments and consumers around the world. Concerns for the […]

Picture this. “You’ve purchased a refrigerator on Hire Purchase for a term of 36 months. You’ve been cautious with your payments and have managed to pay off the item completely in 12 months. There is a sense of accomplishment with now owning the good outright and you look at perhaps purchasing another item now that […]

Purchasing goods online can sometimes feel like playing Russian roulette as you can never be 100 percent sure of what you are getting. Many people will be familiar with at least one horror story associated with online shopping, from goods not being received, goods being misrepresented and misleading advertising. While many online retailers will work […]

Consumers have high expectations from hair and beauty salons because they believe they are dealing with professionals. However, disappointment and frustration sets in for many consumers when the desired look and effect is not achieved after the hair or beauty treatments. Many times, a visit to these beauty and hair salons can cost an arm […]

The consumption landscape now operates in a dynamic changing environment. The use of smart phones and laptops/desktops has resulted in the spread of E-commerce. As more consumers shift their lives online, the demand for trade facilitation over the internet increases. More consumers opt for convenience and choose to shop from a monitor at a remote […]

Mobile phones have in many ways become a convenient tool for many consumers. The devices not only help people communicate but enable people to access many other functions like gaming, interacting with other people through the internet, listening to the radio, taking pictures – an all in one tool.  Today many consumers struggle to tell […]

So you have gone through the process of applying for a Debit Card and have finally been issued with one. This new card offers many advantages for consumers and gives them the opportunity to shop online, giving them more choice than ever before. But while you may be eager to test out the new markets […]

With just a week left until Easter Celebrations many consumers will be looking to take advantage of deals being offered by traders. The extended Easter holidays offer a chance for families to get together and this year will be no different.  The allure of Easter advertising can be so great, enough to draw a consumer […]

When your bank offers you a choice between a Debit or Credit Card, there are a few questions that go through your mind. For most consumers, being offered this choice for the first time can be overwhelming. Debit or Credit? An extra line of spending or a debt free option? Making a decision about which […]

When individuals choose a mobile network, there are a multitude of aspects they consider. Cost of calls, data costs, connectivity and network speed are just some of the sticking point s that consumers base their decisions around. But what happens if a consumer wishes to switch networks, but cannot because their phone is Subscriber Identity […]

Visit any Fijian supermarket and butcher around the country and you will be met with countless advertisements and freezer displays full of meat for sale. From all manner of beef, poultry, lamb cuts and various seafood selections, consumers in Fiji are spoiled for choice when it comes to satisfying their meat cravings.  With this expanded […]

Thousands of Fijians use courier services as a way to send and receive parcels to and from their loved ones. Courier service by road, air and sea was developed as a means to provide customers with an alternative way to send mails and portable goods. These services are typically more expensive than traditional mail and postal […]

CAR mechanics provide a vital service for thousands of consumers. Each day Fijians utilise the services of mechanics who either work in car dealerships or run independent businesses. Consumers spend large amounts of money to buy the car of their dreams and because of this investment, finding a good car mechanic is important. Many consumers […]

More consumers are becoming increasingly aware of their need for privacy and safety while engaging online. As such, decisions on the products they purchase, whether a vehicle, a gadget or necessities for a connected home are based on trust.  Many of the data breach cases reported across the world are either borne from a lack […]