There is more to buying a house than just the exchange of money.  Buying a home for the first time can be a learning journey. There are terms to understand, strategies to grasp and sometimes even skills to learn.  Many individuals save for years if not decades to be able to purchase a home. In […]

When choosing an ideal car, most consumers consider price, colour, specification and optional equipment. Not many consider or will want to check the vehicle’s emission ratings. A considerable number of individuals across the world however have become more considerate when choosing vehicles and its emissions ratings. Euro 6 standard cars or Euro Standard cars altogether […]

Among the many long-term investment options available in the financial market, money back policies are one of the most fundamental instruments thousands of Fijians have invested in. In addition to offering a host of advantages to the investor, a money back policy also provides several benefits to the investor’s family and legal heirs. Typically, people […]

Owning or leasing land and building your home is always a dream come true for many consumers. The process of finding suitable land can also be an arduous task for many. For those that intend to lease land, there can be a long wait for the availability of plots. Case Study. A consumer saw a […]

When buying in bulk, many consumers depend on samples to help make the decision of whether or not to purchase a product. Most times, consumers make decisions on the assumption that the product they receive will be exactly like the sample. But what happens when what is purchased is different from the sample that was […]

Anyone can go through financial setback any time, depending on the situation. In some cases, even the most attentive and alerted consumer can be caught in a web of financial crisis that can lead them into debt, if not managed wisely. When making a financial comeback, there are things consumers need to consider when trying […]

The prices for the cooking gas is fixed and declared by the Fijian Competition and Consumer Commission throughout the Fijian economy into four (4) schedules for LPG depending on the geographical spread of urban and rural areas. The prices set out in the schedule are the maximum retail and wholesale prices, as the case may […]

An insurance contract is a document representing the agreement between an insurance company and the insured. It defines the obligations of both the insured and the insurer. Most insurance policies contain terms that are hard to understand and policies are often written in a confusing manner. Besides providing coverage, policies also assign certain responsibilities and […]

Different types of bank accounts serve different needs. Depending on your goals, it’s wise to put money into the best account and use the right tools for spending and saving. Doing so allows you to maximize the return from your bank, minimize fees, and manage your money conveniently. But while it may seem convenient to […]

If there was one positive outcome from the measures that we have taken to ensure the safety of each individual during this COVID 19 pandemic, it is the reinforcement of the practice of proper hygiene in all aspects of our lives. The Food Industry in Fiji, like in many other countries, has always been expected […]

The importance of maintaining social and physical distancing to fight the global COVID-19 pandemic has made many rely on phones, laptops and other devices to stay connected. While the presence of consumers to do their shopping online, zoom for work, webinars for presentations and Moodle for studies, this new normal means options for using physical […]

With many Fijians under financial hardships due to COVID-19, purchasing brand new items may be off their lists. As a result, consumers may opt to purchase second-hand items from individuals or businesses advertising over social media, or through word of mouth. However, when coming across such advertisements, you would have noticed a clause stating “as […]

There is no doubt that many Fijians often end up paying for unsatisfactory goods or services. While some consumers may disregard the faults and end up using the items or services, others tend to demand for a redress in efforts to get value for their money. Unfortunately, some consumers end up facing difficulties in getting […]

How many consumers can honestly say that they have considered how high an interest rate is before signing a credit document? And not just to know what the interest rate is but to also consider how it will impact their repayments? The truth is that there are instances where this is rarely taken into consideration […]

When entering into a tenancy agreement, consumers have certain responsibilities that they must abide by. These responsibilities range from paying rent on time, thoroughly inspecting the property and noting any defects and generally abiding by all terms of the agreed to tenancy agreement.  There are a host of other responsibilities to honour and a key […]