With the ongoing technological revolution, more and more people are now using internet for several reasons – business, employment search, education, medical, banking, modeling, keeping in touch with families and friends and even to find love.
It may be a dream come true when you receive such emails or text messages. But wait a minute –doesn’t it sound ‘too good to be true”? Don’t you think, you need to be suspicious, especially, if it is asking for a processing fee?
Many of us prefer to buy goods on hire purchase when we don’t have ready cash, be it white goods, furniture or hi-tech electronic gadgets such as mobile phones, laptops or desktops.
It’s that time of the year again when mothers, grandmothers and wives will be showered with gifts, from their children and husbands to express their love and gratitude.
You can now buy a vehicle, sitting in the comfort of your living room- by tapping into the online marketplace. The tech-savvy consumers cannot thank digital technology enough which is fast transforming the business, and people's experience of buying and selling online.
In tight financial situations, old-fashioned lay-by appears to be a preferred option. It is an easy way of buying something without having to pay for it all at once and without any interest or fees. A layby sale is a far better option than hire purchase if consumers know that they can pay for the goods within a short period of time.
All consumers are looking forward to 1 January 2016, with 6% VAT reduction coming into effect in the New Year. This means consumers can expect to pay lesser for wide range of goods and services with the reforms in the country’s taxation system (VAT reduction from 15% to 9%)
The spirit of Christmas is here, evidently high in the air as all businesses and retailers are colourfully advertising dynamic deals, zero dollar deposits, crazy sales and many other promotions that usually flood our town and cities during this time of the year.
Insurance over any property is taken out by consumers that protect them from unforeseen circumstances in the near future. Those of you who have taken a home loan must beware that after you finalized your mortgage deal, your lender may have advised you to purchase a Mortgage Protection Insurance (MPI).
The expanding banking sector and the opening of other institutions providing financial services around the country have failed to drive out informal money-lending out of our marketplace.
Last week, you read that a Debt to Income ratio (DTI) is a personal finance measure that compares the amount of debt you have to your overall income.
Buying a property is quite a strenuous exercise – whether it is a residential home or a commercial property. For any buyer, purchasing a real estate is always high risk. You must do your due diligence when buying property after all you will want the experience to be positive and rewarding.