Feature Articles 2015

31/08/2016 14:47:07 Consumer’s Right to Redress in Financial Services

Debt is a reality. Most people borrow money to assist them with their investments such as buying a house, car, paying university fee, medical bills or simply to organise a funeral service. Some even borrow these days to host a grand-fat wedding for themselves.

18/12/2015 12:58:21 Receipts are your Evidence!

All consumers are looking forward to 1 January 2016, with 6% VAT reduction coming into effect in the New Year. This means consumers can expect to pay lesser for wide range of goods and services with the reforms in the country’s taxation system (VAT reduction from 15% to 9%)

28/11/2015 15:06:12 Role of JPs

Justices of Peace (JPs) are selected people, who play an important part in the legal system. You may have asked a JP to certify one of your documents at one point or another. However, sometimes accessing their services can be challenging.

03/10/2015 15:01:01 Dealing with Financial Hardship

Financial hardship is when a borrower who shows willingness to pay his/her loan commitment but is unable to do so, due to reduced income or earnings as a result of unexpected events such as changes in employment status resulting in job loss or having reduced working hours.

26/09/2015 14:50:49 What is a Good or Bad DTI ratio?

Last week, you read that a Debt to Income ratio (DTI) is a personal finance measure that compares the amount of debt you have to your overall income.

25/09/2015 14:48:42 Calculate Your Debt-to-Income (DTI) Ratio

Are you thinking of buying a house sometime soon? Or, are you planning to take a vacation abroad? Well, if you are thinking of doing either, and planning to obtain a loan, you got to know whether you can meet your monthly repayments.

12/09/2015 12:44:00 Ask for disclosures

Borrowing money can include anything from taking out a loan to buy a car or home, or, buying goods on credit through hire purchase.

15/08/2015 14:59:40 Enjoy Hibiscus Festivity Responsibly

It’s again Hibiscus time, which many consumers look forward to for mouth-watering take-away, a range of shopping items, entertainment and amusement rides for the young and the old.

27/06/2015 14:41:12 Avoid Fake Perfume

Buying perfume is a tradition for some consumers whenever there is a sale. They happily spend quite a bit to own that bottle of perfume which they had been eyeing for a while.

03/06/2015 10:20:30 Kanchan Lal's Dilemma

Hundreds suffer from vehicle accidents annually yet they are not fairly compensated for the physical, emotional and psychological stress that they endure.

14/04/2015 14:34:12 Consumer’s Right to Redress in Financial Services (Part I)

Debt is a reality. Most people borrow money to assist them with their investments such as buying a house, car, paying university fee, medical bills or simply to organise a funeral service. Some even borrow these days to host a grand-fat wedding for themselves.

14/04/2015 14:32:43 Conducting Real Estate Due Diligence (Part II)

Lawyers play a critical role in conducting due diligence, which includes authenticating facts provided by the seller or the seller’s solicitor to ensure that his or her client gets exactly what they thought they were buying.

14/04/2015 14:31:23 Due Diligence is Crucial in when Buying Real Estate (Part I)

Buying a property is quite a strenuous exercise – whether it is a residential home or a commercial property. For any buyer, purchasing a real estate is always high risk. You must do your due diligence when buying property after all you will want the experience to be positive and rewarding.

14/04/2015 14:30:07 Enjoy Hibiscus Festivity Responsibly

It’s again Hibiscus time, which many consumers look forward to for mouth-watering take-away, a range of shopping items, entertainment and amusement rides for the young and the old.

14/04/2015 14:29:03 Vehicle Insurance Premiums and Claims

Buying vehicle insurance is expensive. And you will never understand how the premiums are determined? Maybe that’s why there is so much misinformation about insurance coverage and pricing.

14/04/2015 14:27:39 Pricing Gimmicks or Real Deals

Many consumers look forward to discounts, promotions and specials with a hope to save some money. On the other hand many businesses use pricing gimmicks to attract consumers or to get them through the door. for more

14/04/2015 14:26:27 Bullying Tactics

Apart from checking and inspecting a vehicle physically, do you check for any encumbrance or third party interest over the vehicle prior to its purchase?

14/04/2015 14:25:24 Kanchan Lal’s long wait for compensation

Hundreds suffer from vehicle accidents annually yet they are not fairly compensated for the physical, emotional and psychological stress that they endure. Questions have arisen as to whether anyone really cares about the innocent victims of fatal or near fatal accidents and the loss of lives and livelihoods for the injured or deceased families?

14/04/2015 14:23:51 Wrong Town Rates

We all know the pain of readjusting ourhousehold budgets topay town/city rates when the New Year begins.Like thousands of ratepayers, 62-year-old Shanti Devi, had also been saving every cent by selling vegetables from her backyard gardening to meet her financial commitments, ensuring she had enough to clear her town rates.

14/04/2015 14:22:48 Choosing Reliable Plumbers

Most of us have to deal with blocked sink pipes, a leaking toilet, a burst washing machine hose, blocked drains orclogged pipes that need fixing immediately. Well, all, you need is a good plumber.

Feature Articles 2015 20-40 »