Fiji Times & Fiji Sun from October - December, 2011

15/04/2016 08:52

1) Smart and Responsible.

DO YOU

* Frequently find yourself borrowing money from friends, relatives or money lenders?

* Constantly get calls from creditors?

* Face problems to pay all your monthly bills?

* Live from pay cheque to pay cheque?

If your answer to any of the above questions is yes, then you are in debt. To read more click here...

2) Secure your home

Mortgagee sale practice and processes followed in the present market has become a growing concern for the Consumer Council of Fiji. This is one area that clearly shows how vulnerable consumers are taken advantage of by bigger and powerful financial institutions. To read more click here...

3) Your Home Loan Rights

Having a secured roof over your head is a basic human need that we cannot do without. Home Loan is an important source of finance for buying a home. Taking a home loan from financial institutions has become common in urban and suburban areas. To read more click here...

4) A Level Playing Field

You must ask for full information on your credit whether you intend to buy a car, fridge or take a home loan before you sign the contract. Did you know that this is your legal right? To read more click here...

5) Make Informed Choices

How many times do we enter into a credit contract without having full information on the interest rates offered by the traders or the credit-providers? We often overlook this, which is the most crucial aspect of borrowing money or taking credit. To read more click here...

6) It Warrants Attention

When you are buying a laptop, washing machine or a mobile phone on hire purchase, what comes to your mind as a security issue? To read more click here...

7) Knowing your rights under repossession

Are you falling behind on your monthly installment and your credit provider is threatening to seize your goods? One of the most unpleasant consequences of failing to pay your monthly installment is "repossession" of the goods you purchased  on credit or gave as security for a loan. To read more click here...

8) Understanding Your Rights when Accessing Credit

Did you ever regret having bought a car, washing machine or furniture on credit or taken a home loan which is going out of your hands? To read more click here...

9) Understanding contracts

Are you surprised, frustrated or confused? Do you know exactly what you are paying for and the terms and conditions of your credit contract? Do you know & understand the cost of borrowing? To read more click here...

10) Why the RULE OF 78 should be abolished?

You may have recently come across the phrase 'Rule of 78' and you must be wondering what the big fuss is all about! Well if you are a hire purchase consumer or intending to be one or are someone who heavily relies on Hire Purchase (HP) to improve your living standard, than this issue does concern you. Continue reading...